If you’re like most people, your home is a place to sleep and store your stuff. On average, housing accounts for around 33% of your budget, and in some urban areas, it can ratchet up to over 50% of your take-home pay. If you are spending a lot on housing, every single month can take the wind from your sails, despite your efforts made in other categories. If you focus on housing costs, you save a bunch. Housing, for most people, is the biggest monthly expense. ![]() House hacking can be done without having to make sacrifices on other categories you spend on. Below we explain why you should consider house hacking that first home purchase. Rent hacking can be a great way to minimize your housing expenses while you save money for your first home.
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